Step 1
Add your paycheck
Tell the app how much you bring home and how often — weekly, bi-weekly, or another listed frequency.
Money guide
See safe-to-spend between paydays without a bank login. The Bill tracks income, bills, and goals on-device with optional iCloud.
Quick facts
Facts below come from the public The Bill product page. No bank connection is part of the product story.
Bank login
Never
The Bill does not connect to banks.
Core math
Safe to spend
Income, bills, and goals produce a figure between paydays.
Pay cycles
Weekly / bi-weekly
Bills align to the pay period, not a generic month.
Storage
On-device
Numbers stay local unless you enable iCloud backup.
Platform
iOS
Listed on the App Store as The Bill.
Payday workflow
Step 1
Tell the app how much you bring home and how often — weekly, bi-weekly, or another listed frequency.
Step 2
Enter amount and due date so the urgent items land in the current pay period.
Step 3
The app crunches income, upcoming bills, and goals into one figure you can actually use.
Step 4
Leave iCloud off if you want numbers only on the device. Turn it on only if you want a backup.
A lot of budget apps start by asking for institution credentials. The Bill is built the other way: you type the paycheck and the bills. That is slower to set up than an import, and it never needs a bank login.
The product page is explicit: we never connect to banks. Numbers stay on the device unless you enable iCloud backup.
Hourly and bi-weekly pay rarely line up with a first-of-the-month budget. The Bill aligns bills to the pay period so the safe-to-spend number matches the money you actually have this cycle.
Dashboard: available-to-spend, countdown to payday, bills inside the period.
Optional savings goals and leftover carry-over.
Transparent pricing: core planning up front, optional premium tools.
FAQ
You enter paycheck amount and frequency, list bills, and it calculates a safe-to-spend figure between paydays.
No. The Bill does not connect to banks. Numbers stay on-device unless you enable iCloud backup.
Supported. Bills are aligned to the pay period instead of a generic calendar month.
Next step
Publisher guide. The next click is the live App Store listing for the app this article names.