Does The Bill need a bank login?
No. The Bill never connects to banks. You enter paycheck amount and frequency yourself, plus your bills and goals.
The Bill
Safe to spend until payday, without a bank login
See safe-to-spend between paydays on iPhone. No bank login. Weekly and biweekly pay. Optional iCloud. Optional premium tools.
Download on App StorePrivacy-first
Simple path
Learn what the app does, then go straight to the App Store.
Public support
Product detail and legal coverage stay visible on the site.
Clear trust
Privacy language stays direct and easy to review.
Key features
Dashboard
At a glance: available-to-spend balance, countdown to next payday, and a rolling list of bills that fall inside your pay period. One screen, total clarity.
Bills
Add any recurring or one-off expense in seconds. See the amount, due-in counter, and automatic sorting so the most urgent items stay on top.
Budget
We crunch your income, upcoming bills and savings goals to show an instant "Safe to Spend" figure — no spreadsheets, no formulas.
Income
Enter your paycheck amount and frequency (weekly, bi-weekly, monthly, etc.). The app forecasts future paydays and aligns every budget calculation around them.
Why people use it
Savings Goals – Set a target and watch the progress bar fill as you tuck away leftovers from each paycheck.
Bi-weekly & weekly pay support – Perfect for hourly workers whose bills rarely line up with payday.
Automatic carry-over – Unused budget rolls into the next period so you're rewarded for coming in under plan.
Upcoming-bill widgets & notifications – Gentle nudges keep you on time without nagging.
iCloud Sync – Your data stays private and securely mirrored across iPhone & iPad; no third-party servers required.
Dark Mode-first design – Looks sharp, saves battery, eases the eyes.
Transparent pricing – Core planning is available up front, with optional premium tools for deeper control.
How it works
1
Add your paycheck – Tell us how much you bring home and how often.
2
List your bills – Enter due date, amount, and (optionally) recurrence.
3
Watch the math – "Safe to Spend" updates instantly while timelines slide bills into the correct pay period.
4
Hit your goals – Shift leftover cash into savings, watch debt shrink, celebrate progress.
FAQ
What is “Safe to Spend”?
The app uses your income, upcoming bills, and savings goals to show a Safe to Spend figure between paydays—without spreadsheets.
Does it support weekly or biweekly pay?
Yes. Weekly and biweekly pay are supported so bills sit in the current pay period, not a generic month.
Is iCloud required?
No. Data stays on your device by default. iCloud sync is optional backup across iPhone and iPad.
Is core planning free?
Core planning is available up front, with optional premium tools for deeper control.
Where can I download The Bill?
The Bill is available on the App Store for iPhone.
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Privacy-first AI study on iPhone
What on-device defaults mean before you opt into cloud or extra AI features.
Privacy
Your numbers never leave your device unless you enable iCloud backup. We don't connect to your bank or harvest personal data. You stay in control—always.
Local Storage
Data stays on your device
No Bank Access
We never connect to banks
iCloud Sync
Optional secure backup
Get the app
Download The Bill now and review the public support and legal coverage whenever you need it.
The Bill
Safe to spend until payday, without a bank login
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